Archive for the ‘Personal Loans’ Category

Quick Loans to Fix Up Your Home

Perhaps you want to fix up your home. You cannot wait any longer to get that new carpeting, or worse, your roof is leaking. You have been trying to save money in case any emergencies came up but you do not have nearly enough money. Times are tough right now. This is where you can get a quick loan.

You can choose from a secured home loan, a quick unsecured loan or a quick payday loan. Our experts will help you choose the best option for you and the best deal. We know you work hard for your money and we want to help you save as much as you can. (more…)

Unsecured Debt Consolidation Loans

Many people find out that they need money and they need it quick. You may have gotten behind on your credit card payments and you do not want to pay the high interest rate and/or receive a bad credit rating. Maybe your vehicle decided it was on its last legs and quit working. You may need to buy a new vehicle and we all know how expensive that can be. When it rains, it seems to pour when you are dealing with your expenses. (more…)

How to Get Holiday Debts Under Control

So, you’ve considered the reasons that you overspent over the holidays, but the damage is already done. Now it’s time to pick up the pieces and get on with your life. But when you’re facing a staggering amount of debt, that’s not always so easy. But in almost every case, there is hope.

Create A Budget
The first thing you need to do is create a budget. If you’ve never made one, now is as good a time as any to start. If you already have a detailed budget, you’ll need to revise it. When you’ve run up a higher balance on your credit cards, you’ll have to put more money toward them than you were previously. (more…)

Spent Too Much Over the Holidays? Ways to Earn Extra Cash

During the holidays, it’s easy to get caught up in the spirit of giving. That’s not such a bad thing in and of itself. But all too often, we get a little too carried away and end up spending more than we can afford to spend. It’s easy to do, especially when you use credit cards.

After the holidays, we’re often left with a debt hangover that’s hard to shake. We might even find ourselves struggling just to make the minimum payments on our debt, never mind paying extra to eliminate it faster. It would be nice if we could turn back time and spend more wisely, but that’s not possible. So the best thing we can do is try to find ways to earn extra money to put toward those debts so we can put them behind us. Here are some ways to accomplish that. (more…)

Mainstream Lender Unsecured Loan Rates Rise

Unsecured Personal Loans

Unsecured personal loan interest rates have risen by up to 1.2% for three unsecured loan providers. This amounts to an extra £322 in interest payments for a loan of £10,000.

This rise in borrowing rate has come at a difficult time as consumers struggle with their debt, making debt consolidation more expensive with some providers.

The three mainstream providers, Alliance and Leicester, Egg and Marks and Spencers Money, raised their rates as of 1st September.

The personal loans market has declined over the last year with just 36 loan products available at this time compared to the 57 that were available at the same time last year.

Despite the historically low base rate set by the Bank of England the drop in loan products available and the slight rise in loan rates is putting pressure on consumers looking to consolidate their debt. (more…)