Spent Too Much Over the Holidays? Ways to Earn Extra Cash

During the holidays, it’s easy to get caught up in the spirit of giving. That’s not such a bad thing in and of itself. But all too often, we get a little too carried away and end up spending more than we can afford to spend. It’s easy to do, especially when you use credit cards.

After the holidays, we’re often left with a debt hangover that’s hard to shake. We might even find ourselves struggling just to make the minimum payments on our debt, never mind paying extra to eliminate it faster. It would be nice if we could turn back time and spend more wisely, but that’s not possible. So the best thing we can do is try to find ways to earn extra money to put toward those debts so we can put them behind us. Here are some ways to accomplish that.

* Sell your stuff. It could be Christmas presents that you won’t use but can’t return, clothing that’s still in good shape but you can no longer wear, or even junk that’s just taking up space in the attic. Whatever it is, there’s probably somebody out there who can use it. Winter isn’t exactly the best time for garage sales, but you could put your items in the classified section of the local paper or list them on eBay.

* Wash cars. You’d be surprised at how many people will pay to have someone else wash their car by hand. This is especially true if you live in an area that gets a lot of snow, because the salt that is put on the roads to melt it can damage paint jobs. If you don’t mind braving the cold, you could make lots of money providing this valuable service.

* Shovel driveways. This is another winter job that few people want (or have the time) to do for themselves.

* Clean holiday homes. If you live in a warmer climate, this is a good job to have after the holidays. Those who live where the weather is cold often go south for the winter, and they frequently hire locals to clean up after they leave. Put an ad in the paper offering your services, or ask cleaning services if they hire temporary workers to do such jobs.

* Babysit. Even if you work full time, you might be able to watch friends’ or neighbours’ kids before or after school or on the weekends. Ask around or put an ad in the paper to find clients.

Paying off holiday debt can take a really long time if you only make the minimum payments. But when you’re already stretched to the limit, it can be difficult to pay more. If you can get some extra money coming in and put it all toward your holiday debts, you can put your spending spree behind you more quickly. Just remember to be more cautious next holiday season!

If you need help covering your holiday debt and none of the above is an option then we’re only too happy to help you with a quick loan here.

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