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Easy Ways to Lower Your Cost of Living

Easy Savings

There have been many articles and books written about ways to lead a stress-free life, and a good many of those publications suggest lowering your cost of living as a good start.

For average or even high earners, lowering your cost of living is an immediate way to get more money. Also, by lowering our expenses we begin to think more about the things we are doing and spending our hard-earned money on. (more…)

Saving for a “Rainy Day” – Why Saving Money Is Important

Saving Money

Many of us have gotten out of the habit of saving. We know we are supposed to, but we’ve adopted lifestyles that have us living pay cheque to pay cheque. The result is that when things get a little difficult financially, we can lose everything.

Even minor financial setbacks can become major events, causing stress, unhappiness and financial loss. Saving for a “rainy day” is about more than doing what you’re supposed to do – it’s about taking good care of yourself today, tomorrow and every day in your future.

Imagine being able to always afford life’s little emergencies. Here are just a few of the common little emergencies we face on a regular basis. Perhaps one or two of these resonate with you. (more…)